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A Roadmap to Financial Freedom
Financial freedom isn't just a pipe dream; it's a reachable destination with a well-defined plan. Let's break down the journey into clear, actionable stages: 1. Clarity: Self-Sufficient Stage This initial phase is about achieving breathing room. It means no longer being solely dependent on your monthly salary to make ends meet. 2. Stability: Build a safety net by establishing an emergency fund. Aim for a fund that can cover at least six months of your essential expenses, and ensure this is achieved without resorting to loans or borrowing. 3. Flexibility: Take your financial planning a step further by investing an amount equivalent to two years' worth of your expenses. The key here is that these investments should be accessible when needed. 4. Financial Independence: This is the point where you gain true autonomy. You have the choice to leave a job you dislike without the immediate pressure of needing a paycheck for basic necessities. This doesn't mean becoming idl...
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