Working Capital Management Earlier Now To get working capital loan you have to show 5 years Financial Statement to the BFIs 3 Years Financial Statement Maximum Loan Period-5years only, half yearly repayment installments 3-10 Years and can be paid in 5 installments rather than half yearly. Last deadline for loan repayment was set to repay by Mid-June 2023 Mid-June 2025 Industrialists/business persons who have borrowed working capital loan more than the limit can repay in 5 installments by Mid July 2025, such loans issued prior to Nov. 2022 can be paid Up to Mid-June 2025. Such loans in excess of the limit restructured by repaying from Mid-July 2023 to Mid-July 2025. If a borrower wants to repay the loan before the end of July 2025, BFIs cannot impose a prepayment-charges or any other fees. The guidelines will be applicable to working capital loans above Rs.10 ...
## Introduction to Nepal's Secondary Market The secondary market, also known as the stock market, plays a vital role in Nepal's financial ecosystem. The Nepal Stock Exchange (NEPSE) serves as the country's sole securities exchange platform, facilitating the trading of shares, debentures, and government bonds. This comprehensive guide explores the current landscape of NEPSE and provides essential knowledge for prospective investors. ## Understanding NEPSE's Market Structure The Nepal Stock Exchange operates through a fully automated trading system, enabling efficient and transparent transactions. The market consists of various sectors, including: * Banking * Insurance * Hydropower * Manufacturing * Hotels * Trading * Others Each sector represents different companies listed on the exchange, offering diverse investment opportunities for market participants. ## Current Market Scenario The Nepalese stock market has undergone significant transformation in recent years. The im...
Navigating the financial landscape in Nepal requires a comprehensive understanding of tax strategies, audit processes, business growth tactics, and financial planning. This article delves into these areas, providing insights tailored to the Nepalese context. Tax Strategies for Businesses in Nepal 1. Simplified Taxation for Small Businesses The Government of Nepal has implemented a simplified taxation method to ease compliance for small businesses. This system reduces administrative burdens, allowing entrepreneurs to focus on growth. 2. Presumptive Taxation Businesses with transactions and profits within certain thresholds can opt for presumptive taxation, paying a fixed tax amount based on their location: - Metropolitan City/Sub-Metropolitan City: NPR 7,500 annually - Municipality: NPR 4,000 annually - Rural Municipality: NPR 2,500 annually This approach simplifies tax calculations and compliance. 3. Tax Planning Strategies Effective tax planning can significantly reduce lia...
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